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Terms of Use

Last updated: 27 January 2025

1. Acceptance of Terms

By accessing and using the ATOZ Lending website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. About ATOZ Lending

ATOZ Lending
ABN: 00 000 000 000
Address: Bella Vista, NSW 2153
Email: hello@atozlending.com.au
Phone: 1300 000 000

We are a credit assistance provider that helps individuals and businesses find suitable finance solutions. We act as an intermediary between borrowers and lenders, providing credit assistance services in compliance with Australian financial services laws.

3. Services Description

Our services include:

4. Website Usage

4.1 Permitted Use

You may use our website for lawful purposes only, including:

4.2 Prohibited Use

You must not use our website to:

5. User Accounts and Information

5.1 Information Accuracy

You agree to provide accurate, current, and complete information when:

5.2 Information Updates

You must promptly update your information if it changes, including:

6. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms part of these Terms.

By using our services, you consent to our collection and use of your information as described in our Privacy Policy.

7. Intellectual Property

7.1 Ownership

All content on this website, including but not limited to:

Is owned by ATOZ Lending or licensed to us and is protected by Australian and international copyright laws.

7.2 Permitted Use

You may view and download content for personal, non-commercial use only, provided you:

8. Disclaimers and Limitations

8.1 Service Availability

We strive to maintain website availability but cannot guarantee:

8.2 Information Accuracy

While we strive for accuracy, we cannot guarantee:

8.3 Financial Advice

Important: Information on this website is for general purposes only and does not constitute:

We recommend seeking independent professional advice before making financial decisions.

9. Third-Party Links and Services

9.1 External Links

Our website may contain links to third-party websites. We:

9.2 Third-Party Services

We may use third-party services for:

10. User Responsibilities

You are responsible for:

11. Termination and Suspension

11.1 Termination by You

You may stop using our services at any time by:

11.2 Termination by Us

We may terminate or suspend access to our services if you:

12. Indemnification

You agree to indemnify and hold harmless ATOZ Lending, its officers, directors, employees, and agents from any claims, damages, or expenses arising from:

13. Governing Law and Jurisdiction

These Terms are governed by the laws of New South Wales, Australia. Any disputes arising from these Terms or your use of our services will be subject to the exclusive jurisdiction of the courts of New South Wales.

14. Changes to Terms

We may update these Terms from time to time. We will notify you of any material changes through:

Continued use of our services after changes constitutes acceptance of the updated Terms.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law.

16. Contact Information

If you have questions about these Terms, please contact us:

ATOZ Lending
Email: hello@atozlending.com.au
Phone: 1300 000 000
Address: Bella Vista, NSW 2153

17. Additional Legal Information

17.1 Australian Consumer Law

These Terms are subject to the Australian Consumer Law, which provides certain guarantees and remedies that cannot be excluded or limited.

17.2 Financial Services Laws

Our services are provided in compliance with:

These Terms of Use are effective as of 27 January 2025 and supersede all previous versions.